Sample signatures on a bank card. Card of sample signatures and seal of the organization. Filling out a card with sample signatures

A bank card with sample signatures is one of the mandatory documents required by the bank when opening a bank account or deposit account. The procedure and conditions for registration and use by clients of a bank signature card are prescribed in the Instruction of the Central Bank of Russia “On opening and closing bank accounts, deposit accounts.”

A bank card with sample signatures is issued for transactions with funds placed in the accounts of legal entities and individual entrepreneurs. A bank card is filled out according to the model provided by the Instructions of the Central Bank of Russia. When issuing a bank signature card, you must strictly adhere to the rules established by the Central Bank for filling out the fields of the bank card. A sample form of the approved form of a bank card with sample signatures is presented on our website in the “Sample Documents” section. Also on our website you can download a bank card for filling out yourself.

A bank signature card can be produced by both the bank and clients. An indispensable condition is strict compliance of the bank card with the sample OKUD form established by the appendix to the Central Bank Instructions.

A bank card with sample signatures can be filled out by hand (in blue, black or purple ink) or using a computer. Facsimile signatures are not allowed when filling out a bank card. The bank does not accept bank signature cards with a different location or number of fields than indicated in the sample. An arbitrary number of lines is allowed on a bank card only in cases provided for by the Central Bank Instructions. A bank card with sample signatures may contain interlinear translation of the fields into other languages.

To carry out banking operations, the required number of copies of the bank signature card is made. All copies of a bank card are certified by the signature of the bank’s chief accountant, or the signature of another bank employee authorized to issue a bank card. In cases provided for by the bank's rules, it is allowed to use copies of a bank card with samples of signatures in electronic form, obtained by scanning. If necessary, such a copy must be reproduced on paper in accordance with the form established by the Central Bank Instructions. Instead of copies, the client can download a bank card and issue a sufficient number of additional copies of the card. The authenticity of signatures on each bank card must be certified in the manner established by the Central Bank Instructions.

If all the client’s bank accounts are serviced by one bank employee, and the list of officials whose authentic signatures are certified on the bank card is the same, the bank does not have the right to require the client to issue a separate bank signature card for each account.

The right of first signature on a bank card of an individual entrepreneur belongs to an individual entrepreneur or an individual acting on the basis of a power of attorney from an individual entrepreneur. When certifying the authenticity of a signature on a bank card, the personal presence of an individual entrepreneur or his representative with a valid power of attorney certified by a notary is required.

The right of first signature on a bank card with sample signatures of a legal entity belongs to the sole executive body (manager), as well as other authorized persons vested with the right of first signature on the basis of an order or power of attorney issued by a legal entity in the manner prescribed by law. In cases provided for by the Central Bank Instructions, the right of first signature on a bank signature card may also belong to employees of a separate division of a legal entity.

The right of first signature cannot be granted to officials who have the right of second signature on a bank card with sample signatures.

The right of first signature on a bank card can be transferred to the manager - an individual entrepreneur or a management company.

The right of the second signature on a bank card with sample signatures belongs to the chief accountant of a legal entity or other persons carrying out accounting, based on the order of the manager. In case of accounting by third parties, the right of the second signature on the bank signature card is granted to these persons.

The sole executive body, the chief accountant of a legal entity and an individual entrepreneur may not be indicated on the bank signature card, subject to certification of the authenticity of the signatures on the bank card of other persons entitled to the first and second signature.

One individual cannot simultaneously have the right of first and second signature on a bank card. Granting the right of first or second signature to several officials of a legal entity at the same time is permitted by the Central Bank Instruction.

If the sole executive body (head) of a legal entity performs the functions of the chief accountant, the bank card with sample signatures indicates persons who have only the right of first signature.

The seal of a legal entity on a bank signature card must strictly correspond to the seal owned by the legal entity.

The authenticity of signatures on a bank card is certified by a notary. Certification of the authenticity of all signatures on a bank card must be performed by one notary. Otherwise, the bank will not accept the card.

A bank employee authorized to perform these actions can also certify the authenticity of the signature on a bank card.

A bank card with sample signatures is valid:
- until the agreement with the bank is terminated;
- before closing the bank account;
- before replacing the previous bank signature card with a new card.

A new bank card with sample signatures is issued in the following cases:
- change of surname, name and/or patronymic of the person entitled to the first or second signature;
- change of name or change in the organizational and legal form of a legal entity;
- early termination or suspension of the powers of the management bodies of a legal entity;
- loss or replacement of a seal;
- replacement of at least one signature on a bank card;
- adding a new signature to the bank card.

A bank card with sample signatures is one of the mandatory documents required by the bank together with the opening of a bank account or deposit account. In essence, it is a paper containing samples of signatures either of officials of a certain legal entity, or the signature of an individual entrepreneur. The general procedure, as well as the conditions for the registration and use by clients of such a bank card with signatures, are set out in detail in the special Instructions of the Central Bank of the Russian Federation.

Procedure, conditions for registration and use of bank cards by clients

This document is drawn up to conduct financial transactions with assets that are placed in the accounts of both legal entities and individual entrepreneurs. To issue a card, use the prescribed form. Fill it out according to the model, again provided for by the Instructions of the Central Bank of the Russian Federation. It is important when preparing this document to strictly follow the rules established by the Central Bank for filling out the fields. You can view a sample form, the approved form of this document with sample signatures, on our resource in the “Samples of Documents” subsection.

Then the card with samples of signatures and seal imprints is the main document that will have to be drawn up. What it serves for, what are the requirements for it - you will find out from the article.

What is the card for?

There is a standard form for the document 0401026. It is approved by banking instruction No. 153-I. However, it is permissible to use the form established by the internal rules of a particular bank.

Why do you need a card with sample signatures and seal impressions? To obtain a current account:

• for current transactions for an individual;
• for the needs of individual entrepreneurs;
• for the needs of a legal entity;
• to open a deposit.

Courts, bailiff units, notaries, law enforcement agencies - all these organizations also need current accounts to operate. Therefore, you will need a card with sample signatures and seal impressions.

Forms produced by a printing house, as well as those printed independently on a printer, are acceptable for use. The card is issued to the client at the bank or can be obtained independently (for example, downloaded from the Internet from the website of a financial institution).

Special cases

A card with sample signatures and seal impressions is provided to the bank not only when opening a current account. There are a number of other cases:

• replacing one of the signatures;
• seal replacement;
• loss of seal;
• changes made to full name the person recorded on the card;
• changes in the name of the organization;
• changes in the organizational and legal form of the organization;
• suspension of powers of a management body;
• termination of powers of the management body.

A sample signature and seal on the card is necessary so that the bank employee has the opportunity to reconcile with the details specified in the payment document. If discrepancies are identified, the bank will not accept the document. Movements on the current account will not be possible.

Card with sample signatures and seal impressions: example of filling

Let's consider all the fields of the document sequentially. The “Account Owner” field must be filled out in strict accordance with the company’s constituent documents. If an account is opened for a branch or separate division, then the name must be indicated separated by a comma after the main name.

If the client is an individual, then the full name is entered. and date of birth. If the client is an individual entrepreneur, then after indicating his full name. and the date of birth must be written: “individual entrepreneur”. If we are talking about a person employed in private practice, then after the full name. and date of birth, you must enter your occupation (for example, lawyer).

Field "Location". The organization enters its legal address here, individuals and individual entrepreneurs indicate the place of registration in accordance with their passport.

In the “Phone number” field, you can specify several numbers to contact representatives of the organization.

The “Bank” field must contain the full name of the financial institution in which the current account is opened.

The “Bank Mark” field is filled in by authorized employees of the credit institution; the client does not have to write anything down here.

Let's move on to designing the reverse side. Field "Abbreviated name". It is indicated only if it exists. Otherwise, the full name is repeated. Individuals here duplicate the information that was entered in the “Account Owner” field.

The line “Account number” is also filled in by a bank employee after the current account is opened.

In the “Name” field enter the persons who are authorized to sign documents. It could be one person, it could be more.

You must sign in the “Sample signature” field. Signatures on bank documents will be compared with this sample in the future, so it must be one that you can easily repeat in the future, otherwise difficulties will arise.

The “Term of office” field is not filled in in all cases; you must follow the instructions of the bank employee.

Item “Date of completion”. You need to enter the date when the card with sample signatures and seal impressions was issued.

Field “Client signature” - the document is certified by the personal signature of the account owner.

"Print sample". You need to put a stamp in this place. The print must be perfectly clear and neat.

To do this, the print must be well saturated with ink, but not leave blots. It is better to practice on a separate sheet of paper. After making sure that everything is fine, put a stamp in the field without violating its boundaries. If fragments of the stamp are poorly visible on the print, the card will have to be issued again.

It is better to have a ready-made card with samples of signatures and seal imprints in front of your eyes. An example will help you understand how to fill it out correctly and accurately.

Despite the fact that there is nothing complicated in filling out the document, it is better to do it at the bank under the guidance of a specialist, and not on your own. Banks are very attentive to every detail, even too strict. Filling out the card yourself may result in the need to redo the work several times.

What to do if an organization operates without a seal?

Individual entrepreneurs have the right to work without a seal, unlike legal entities. Individuals who open deposits and accounts for personal needs also do not have a seal. But the document is called “a card with samples of signatures and seal impressions.” What should I do?

It's simple. The instructions for filling out indicate that individual clients have the right not to fill out this field. If an individual entrepreneur has a seal, then its imprint must be affixed to the card.

How to confirm the authority of persons

The card with sample signatures and seal impressions (form 0401026) must be filled out by an authorized person.

What documents are required for confirmation?

Everyone is required to provide a passport. Individual entrepreneurs also provide registration certificates, legal entities - a set of statutory documents.

In some cases, notarization of the signature of the responsible person may be required.

If we are talking about a foreign organization, then a notarized translation of documents into Russian will be required.

Where is the card stored?

The document is filled out in one copy and stored in the bank. A card with sample signatures and seal imprints is a sample with which employees of a credit institution will check each payment document received for execution by the bank.
Card with sample signatures and seal impressions

The bank card is drawn up on the form according to OKUD 0401026, and is presented by the client to the bank in the cases provided for by these Instructions, along with other documents necessary for opening a bank account or deposit account.

A bank card with sample signatures is filled out using a writing or electronic computer in black font or with a pen with black, blue or purple paste (ink). The use of a facsimile signature to fill out the fields of the card is not allowed.

The bank produces the number of copies of the card required for use in work. The use of card copies obtained using duplicating equipment is permitted provided that the copying is made without distortion.

Copies of the card made on paper must be certified by the signature of the bank's chief accountant (his deputy) or a bank employee authorized by the bank's administrative act to issue the card.

Instead of copies, it is possible to use additional copies of cards provided by the client.

In the case of one bank operational employee servicing several client accounts and provided that the list of persons authorized to sign is identical, the bank has the right not to require the issuance of a card for each account.

In cases and in the manner provided for in banking rules, the bank is allowed to use a copy of the card obtained using scanning devices, certified by an analogue of the handwritten signature of the bank’s chief accountant (his deputy) or an authorized person. In this case, it must be possible to reproduce a copy of the card obtained using scanning devices on paper in the form established by Appendix 1 to these Instructions.

Card forms are prepared by clients and the bank independently.

The bank will not accept a card with a different number or arrangement of fields.

An arbitrary number of lines is allowed in the fields “Account owner”, “Cash checks issued”, “Other notes”, “Last name, first name, patronymic” and “Signature sample”, taking into account the number of persons vested with the rights of the first or second signature, as well as in the field "Bank account N."

When making a card, it is allowed to indicate interlinearly the translation of fields in the languages ​​of the peoples of the Russian Federation, as well as in foreign languages.

The “Sample of seal imprint” field must provide for the possibility of affixing a seal imprint with a diameter of at least 45 mm, without going beyond the boundaries of this field.

The right of first signature belongs to the client - an individual, an individual entrepreneur, an individual engaged in private practice in accordance with the legislation of the Russian Federation.

The right of first signature may belong to individuals on the basis of an appropriate power of attorney issued in cases and in the manner established by the legislation of the Russian Federation, an individual, an individual entrepreneur, an individual engaged in private practice in accordance with the legislation of the Russian Federation.

The right of first signature belongs to the head of the client - legal entity (sole executive body), as well as other persons (except for the persons specified in paragraph 7.6 of these Instructions) vested with the right of first signature by an administrative act of the client - legal entity, or on the basis of a power of attorney issued in in the manner established by the legislation of the Russian Federation.

The head of a separate division of a client - a legal entity, if he has the appropriate powers, has the right, by his administrative act or on the basis of a power of attorney issued in the manner established by the legislation of the Russian Federation, to grant the right of first signature to the employees of this separate division.

In cases and in the manner provided for by the legislation of the Russian Federation, the right of first signature may be transferred to the manager or management organization.

If a management organization performing the functions of a sole executive body grants its employees or employees of a client - a legal entity the right of first signature on behalf of the client - a legal entity, such a right can be granted on the basis of an administrative act of the management organization or a power of attorney issued in the manner established by the legislation of the Russian Federation.

The sole executive body of the management organization may act as the person having the right of first signature.

The right of the second signature belongs to the chief accountant of the client - a legal entity and (or) persons authorized to maintain accounting records, on the basis of an administrative act of the client - a legal entity.

Persons authorized to maintain accounting records in a separate division of a client - a legal entity, may be granted the right of a second signature on the basis of an administrative act of the head of this separate division, if he has the appropriate authority.

If accounting management is transferred in accordance with the procedure established by the legislation of the Russian Federation to third parties, the client - a legal entity can grant the right of a second signature to these persons.

The head of a client - a legal entity, an individual entrepreneur and the chief accountant of a client - a legal entity may not be indicated in the card as persons vested with the right of the first or second signature, respectively, provided that the right of the first or second signature is vested in other persons.

To issue a card, only documents confirming the status of the persons indicated on the card are submitted to the embassy or consulate. If an international treaty ratified in accordance with the procedure established by the legislation of the Russian Federation provides for the right of an embassy or consulate official to certify the authenticity of signatures of employees of the relevant embassy or consulate, then the bank has the right to accept a card in which the authenticity of the signatures of these employees is certified by the specified official.

The right of first or second signature can be granted to several employees of a legal entity at the same time. Giving one individual the right of first and second signature at the same time is not allowed.

If the head of a client - a legal entity, conducts accounting in person in cases provided for by the legislation of the Russian Federation, the handwritten signature (signatures) of the person (persons) entitled only to the first signature is affixed to the card.

At the same time, in the card opposite the field “Second signature” in the fields “Last name, first name, patronymic” and “Sample signature” it is indicated that the person entitled to the second signature is absent.

A sample of the seal of a legal entity (branch, representative office) affixed by the client on the card must correspond to the seal that the client has. The temporary administration for the management of the credit organization affixes a seal made in accordance with the legislation of the Russian Federation, which determines the procedure for the activities of the temporary administration for the management of the credit organization.

The bankruptcy trustee (liquidator), external manager affixes the stamp of the seal used by him in the implementation of bankruptcy proceedings (liquidation), external management.

The authenticity of handwritten signatures of persons vested with the right of first or second signature may be certified by a notary. The bank accepts a card in which the authenticity of the signatures of all persons entitled to the first or second signature is certified by one notary.

The card can be issued without notarization of the authenticity of signatures in the presence of an authorized person in the following order:

• The authorized person establishes the identities of the persons indicated on the card on the basis of the submitted identification documents.
• The authorized person establishes the powers of the persons indicated in the card based on the study of the client’s constituent documents, as well as documents conferring the corresponding powers on the person.
• The persons indicated on the card, in the presence of an authorized person, affix their handwritten signatures in the appropriate field of the card. Blank lines are marked with dashes.
• To confirm the signatures of the indicated persons in the presence of an authorized person, the authorized person at the bank premises fills out the field “Place for a certification inscription attesting the authenticity of signatures” of the card.

The card is valid until the bank account agreement is terminated, the deposit account is closed, or until it is replaced with a new card. In case of replacement or addition of at least one signature and (or) replacement (loss) of a seal, change of surname, name, patronymic of the person indicated on the card, in cases of change of name, organizational and legal form of a client - a legal entity, or in case of early termination of authorities management of the client in accordance with the legislation of the Russian Federation, as well as in the event of suspension of the powers of the client’s management bodies in accordance with the legislation of the Russian Federation, the client submits a new card.

Submission of a new card to the bank must be accompanied by the simultaneous submission of documents confirming the authority of the persons indicated on the card to dispose of funds in the bank account, as well as documents identifying the person (persons) vested with the right of first or second signature. The bank does not have the right to accept a new card without submitting the specified documents, except in cases where the specified documents were submitted to the bank earlier and the bank already has them.

The bank has the right, at the written request of the client, to make changes to the fields “Location (place of residence)”, “tel. N” of the card.

The Bank has the right to independently make changes to the “Term of Office” field of the card.

Cases when changes are allowed to the fields “Location (place of residence)”, “tel. N”, “Term of office” of the card are determined by the bank in the banking rules.

In the event that a change in the bank account number or deposit account is due to the requirements of the legislation of the Russian Federation, the bank has the right to independently make appropriate changes to the “Bank account N” and “Bank mark” fields of the card.

The procedure for making changes and corrections to the fields bank card determined by the bank independently in banking rules. When making changes and corrections, the text is crossed out with a thin line so that what has been crossed out can be read.

If the right of the first or second signature is granted temporarily to persons not indicated on the card, temporary cards issued in the manner prescribed by these Instructions are presented with the card. In this case, the “Temporary” mark is placed in the upper right corner on the front side of the card.

The preparation of a card with sample signatures and a seal imprint in the vast majority of cases occurs when an organization opens a bank account. The card can be filled out by any enterprise, regardless of their organizational and legal status and form of ownership.

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What is the card for?

Role of the card is quite simple and understandable: it is created so that bank employees have a clear idea of ​​what the original signature of the current account owner or his representative should look like, as well as the company’s seal.

Banks are organizations that work with clients’ financial funds and it is very important for them to take all possible precautions when accepting, issuing or transferring them.

That is why special requirements are imposed on the signature and seal: they must exactly match those indicated on the card with samples of signatures and seal impressions, and be clear and legible.

Otherwise, the credit institution specialist will ask the client to sign or stamp the form again, and if the signature again does not perfectly match the one indicated on the card, he may refuse to provide the requested service.

Is it necessary to put a stamp?

The use of seals and stamps was previously a mandatory condition for the work of legal entities in the Russian Federation. With the help of stamps, enterprises and organizations were required to endorse all their main documents, including those submitted to various government agencies and banking institutions.

As for individual entrepreneurs, they always had the right to choose whether to use seals and stamps in their work or refuse them. If a decision was made in favor, the seal had to be registered in a certain order.

To date, the provisions of the law regarding individual entrepreneurs have not changed much.

And since 2016, legal entities (i.e. enterprises and organizations with the status of LLC, OJSC, CJSC) have been exempted by law from the requirement to use various stamps and cliches in their work.

In other words, the obligation to use them arises only in cases where this is stipulated in the internal regulations of the company.

Do I need to fill out a card for each open current account?

If an organization opens several current accounts in one banking institution, it may limit itself to filling out one card (provided that the same persons will have access to the accounts). If current accounts are opened in different banks, then, of course, in each case you will have to fill out a separate card.

Who fills out the document

The document consists of three parts.

• The first is filled out by the director of the organization or its representative, specifically authorized by a power of attorney,
• the second is an employee of a notary office,
• the third is a bank specialist.

Unified or free form

To date, there is no single, mandatory sample card.

Banks, as well as other organizations that use the card in their activities, can use templates developed within the institution or use form No. 0401026. The form is convenient because it contains all the necessary points and parameters; you don’t need to rack your brains about creating your own form.

However, if the bank considers it insufficiently informative (for example, it requires a TIN, KPP, OKPO, OKVED codes, etc.), it can take the path of creating a card independently.

Design rules

The card can be filled out on a computer (if the bank is ready to provide it in electronic format) or by hand with a blue, purple or black ballpoint pen (but in no case with a pencil).

The signature must only be original; the use of a facsimile signature (i.e. printed in any way) is strictly prohibited. Also, blots, inaccuracies and any corrections are unacceptable.

If a mistake was made when filling out the card, the damaged form should be destroyed and a new one filled out.
Each bank sets the number of required copies of the card at its own discretion.

An important condition: either a bank representative or a notary must be present when signing.

Filling sample: front side

On the first page cards:

1. In the “Account Owner” field, you should write the full name of the company (with a deciphered organizational and legal status) or the surname, first name and patronymic of the individual entrepreneur opening the current account with the bank (this data must fully correspond to the constituent papers of the company).
2. Next, indicate the address (location of the enterprise or place of residence of the individual entrepreneur), as well as the current telephone number for contact.
3. Then write the name of the banking institution.

There is no need to write anything on the right side - the bank specialist will put his marks here.

Filling sample: reverse side

On the second page cards:

1. First you need to indicate the abbreviated name of the company or, again, the full name of the individual entrepreneur, as well as the bank account number.
2. Then, in the selected table, in the appropriate lines, representatives of the organization put handwritten signatures opposite their full names, and on the right, if necessary, the term of their powers is indicated.
3. Below you should put a seal impression (if the individual entrepreneur or organization uses it).
4. After this, the date of completion and the signature of the client (i.e. individual entrepreneur, owner of the company or his representative) are entered.
5. Below is a space reserved for the notary's resolution on the authenticity of the submitted signatures (to be completed at the request of the bank, for example, in cases where the form was not filled out in the presence of a banking specialist).